• Free Bankruptcy


    Start on the road to financial freedom; contact us today for a free evaluation.

    Start Now
  • Read What Our

    Clients Are Saying

    Our results speak for themselves; see what our clients are saying.

    Read More
  • Seven Convenient


    We have many locations to serve you, click here to find your nearest location.

    Contact Us
  • Meet Our


    Our team has 30+ years of experience. Get an experienced team on your side.

    Click Here

Am I Eligible to File Bankruptcy Under Chapter 7?

Due to 2005’s changes in bankruptcy law, not everybody is eligible to file for Chapter 7 bankruptcy. Watch this video to learn some of the eligibility requirements for this form of bankruptcy.


To file for Chapter 7 bankruptcy, you must either have an income below the state median income threshold or pass a “means” test. You are also ineligible to file if you’ve received a prior discharge within the past eight years. Finally, you must also receive credit counseling before filing for bankruptcy.

To determine if you qualify for Chapter 7 bankruptcy, receive a consultation from Cutler & Associates, Ltd. Our team of bankruptcy lawyers is committed to providing Chicago residents with compassionate service and accurate information. To find an office near you, call (847) 849-1834 or contact us online.


More from Bankruptcy Lawyers Chicago, Schaumburg, Skokie, OakBrook, Hickory Hills, Homewood, Berwyn: bankruptcy lawyer schaumburg, bankruptcy attorney schaumburg, bankruptcy lawyer chicago, Chicago Bankruptcy Attorney, bankruptcy lawyer elgin, Chapter 7 Bankruptcy Attorney

Categories: Bankruptcy Blog

FREE Bankruptcy Evaluation

Fill out the form below and one of our experienced attorneys will get in touch with you immediately.