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Blog Posts in August, 2012

A Look at Important Bankruptcy Statistics

The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) was passed in 2005 and requires that an annual report be submitted to Congress containing certain bankruptcy statistics. Bankruptcy ...
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Cutler & Associates, Ltd Review on Citysearch – Highly Recommended!

Stuart Swanson is a compassionate lawyer who goes above amp; beyond to help his clients. He reassured me throughout my whole bankruptcy and made the process as painless as possible. Highly ...
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Understanding What Your Creditors Can and Can't Do if You Can't Pay Your Debts

The Fair Debt Collection Practices Act (FDCPA) is designed to protect you from abuse as well as unfair and deceptive practices used by debt collectors. A debt collector is a person or party who ...
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Understanding What Your Creditors Can and Can’t Do if You Can’t Pay Your Debts

The Fair Debt Collection Practices Act (FDCPA) is designed to protect you from abuse as well as unfair and deceptive practices used by debt collectors. A debt collector is a person or party who ...
Continue reading "Understanding What Your Creditors Can and Can’t Do if You Can’t Pay Your Debts" »

Examples of Secured Debt and How Bankruptcy Can Affect Them

There are two types of debt: unsecured and secured. Unsecured debt is debt for which you have simply promised to pay back a loan, but for which you have not pledged any real or personal property as ...
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Get Basic Bankruptcy Knowledge With These Online Resources

Cutler & Associates, Ltd. can help those living in the greater Schaumburg and Chicago, Illinois areas with their debt concerns and bankruptcy questions. Our team of bankruptcy lawyers can guide ...
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For More Valuable Bankruptcy Information, See These Links

Declaring bankruptcy is a difficult decision to make, but one that you do not need to face by yourself. A bankruptcy attorney can help you through the process. To learn more about how to file for ...
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What Constitutes an "Undue Hardship" in Bankruptcy Law?

Individuals who face mounting debts such as student loans may qualify to have these debts discharged after filing for bankruptcy. Being absolved of these financial obligations can occur only if the ...
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Why People File for Bankruptcy: Medical Expenses

A common misconception exists in this country that individuals who file for bankruptcy do so as a result of living beyond their means. However, national statistics prove otherwise. Of the more than ...
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Why People File for Bankruptcy: Medical Expenses

A common misconception exists in this country that individuals who file for bankruptcy do so as a result of living beyond their means. However, national statistics prove otherwise. Of the more than ...
Continue reading "Why People File for Bankruptcy: Medical Expenses" »

What Constitutes an "Undue Hardship" in Bankruptcy Law?

Individuals who face mounting debts such as student loans may qualify to have these debts discharged after filing for bankruptcy. Being absolved of these financial obligations can occur only if the ...
Continue reading "What Constitutes an "Undue Hardship" in Bankruptcy Law?" »

Essential Personal Finance Terms: Unsecured Debt

If saddled with unsecured debt that they cannot pay off, some individuals may decide to contact a bankruptcy attorney regarding their options. As this video explains, unsecured debt typically ...
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Know Your Rights When It Comes to Harassing Phone Calls from Creditors

If you have fallen behind on debt payments, a debt collector will probably be calling you. However, the Federal Trade Commission has enacted the Fair Debt Collection Practices Act, which prohibits ...
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