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Blog Posts in July, 2012

Know Your Rights When It Comes to Harassing Phone Calls from Creditors

If you have fallen behind on debt payments, a debt collector will probably be calling you. However, the Federal Trade Commission has enacted the Fair Debt Collection Practices Act, which prohibits ...
Continue reading "Know Your Rights When It Comes to Harassing Phone Calls from Creditors" »

Recognizing When It's Time to Consider Bankruptcy

If you have significant debts that are becoming increasingly unmanageable, you may want to file for bankruptcy. Though a bankruptcy attorney will first direct you to enroll in credit counseling, ...
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Getting a Fresh Start with Bankruptcy

More than 1.5 million Americans file for bankruptcy each year. Though experts advise that individuals first seek credit counseling, there are times when declaring bankruptcy may provide your best ...
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Recognizing When It’s Time to Consider Bankruptcy

If you have significant debts that are becoming increasingly unmanageable, you may want to file for bankruptcy. Though a bankruptcy attorney will first direct you to enroll in credit counseling, ...
Continue reading "Recognizing When It’s Time to Consider Bankruptcy" »

Before You Decide on Bankruptcy, Get an Idea of What to Expect

Deciding to file for bankruptcy is a serious issue and one that you’ve likely thought long and hard about. Make sure you know what you’re getting into with the following resources about ...
Continue reading "Before You Decide on Bankruptcy, Get an Idea of What to Expect" »

Before You Decide on Bankruptcy, Get an Idea of What to Expect

Deciding to file for bankruptcy is a serious issue and one that you’ve likely thought long and hard about. Make sure you know what you’re getting into with the following resources about ...
Continue reading "Before You Decide on Bankruptcy, Get an Idea of What to Expect" »

Find Out How Bankruptcy and Cutler & Associates, Ltd. Can Help You by Visiting These Links

If you found our recent blog posts interesting, please explore the information provided below. These links contain useful information about how bankruptcy can help you reorganize your debts and regain ...
Continue reading "Find Out How Bankruptcy and Cutler & Associates, Ltd. Can Help You by Visiting These Links" »

Putting an End to Wage Garnishment with Bankruptcy

Wage garnishment can dramatically decrease your income flow and your quality of life. When you have debts that you are unable to pay, a creditor may seek a wage garnishment order. If the order is ...
Continue reading "Putting an End to Wage Garnishment with Bankruptcy" »

Putting an End to Wage Garnishment with Bankruptcy

Wage garnishment can dramatically decrease your income flow and your quality of life. When you have debts that you are unable to pay, a creditor may seek a wage garnishment order. If the order is ...
Continue reading "Putting an End to Wage Garnishment with Bankruptcy" »

Bankruptcy Education: An Overview of Chapter 7 Bankruptcy

When it comes to filing for bankruptcy, the process is not one size fits all. Indeed, there are several different types of bankruptcy an attorney will discuss with you and what you choose depends on ...
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Tips for Managing Your Chapter 13 Bankruptcy Repayment Plan

Unlike Chapter 7 bankruptcy, a Chapter 13 bankruptcy filing requires you to repay a certain portion of your debts over a fixed period of time. While at first glance it might seem clear that Chapter 7 ...
Continue reading "Tips for Managing Your Chapter 13 Bankruptcy Repayment Plan" »

Tips for Managing Your Chapter 13 Bankruptcy Repayment Plan

Unlike Chapter 7 bankruptcy, a Chapter 13 bankruptcy filing requires you to repay a certain portion of your debts over a fixed period of time. While at first glance it might seem clear that Chapter 7 ...
Continue reading "Tips for Managing Your Chapter 13 Bankruptcy Repayment Plan" »

A Brief History of Bankruptcy in the United States

Bankruptcy has a long history in the United States. Although it has been around in some form since the early 19th century, the current bankruptcy code was enacted in 1978. Since then, however, it has ...
Continue reading "A Brief History of Bankruptcy in the United States" »

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