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What to Expect When Filing Chapter 13 Bankruptcy

Unlike Chapter 7 bankruptcy, Chapter 13 helps you repay your debts over a number of years. To learn more about this system of restructuring individual debt, check out this video clip.

If you have a monthly income, Chapter 13 might be for you. It uses any excess income to pay unsecured creditors, while allowing you to become current on secured debts like your mortgage. Indeed, a Chapter 13 bankruptcy may even help you modify the terms of your mortgage to make them more manageable. As you’ll learn, this type of bankruptcy has several other advantages.

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Categories: Bankruptcy Blog

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