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Learn More About Bankruptcy and Your Rights When Confronted by Your Creditors

Bankruptcy can be extremely useful in helping you get a fresh financial start, but it has long-lasting implications. Visit these resources to learn more, and consult with a bankruptcy attorney to determine what is best for your situation. If you have any questions about bankruptcy, contact Cutler & Associates, Ltd. at (847) 849-1834.

  • The Administrative Office of the United States keeps track of the most recent bankruptcy statistics available under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). Check out this PDF to learn more about these statistics.
  • Read this CNN article to learn how the BAPCPA reformed U.S. bankruptcy laws.
  • The Federal Trade Commission (FTC) enforces the Fair Debt Collection Practices Act (FDCPA) and provides answers to frequently asked questions about debt collection.
  • The Central District of Illinois bankruptcy court has created a PDF with information about bankruptcy laws, answers to common questions, and an explanation of the mandatory financial management course.
  • Do you have questions about the types of debt? This site provides a helpful explanation of the difference between secured and unsecured debt.
  • Bankruptcy law is the exclusive jurisdiction of the federal government. The United States Courts, the federal court system, provides information about bankruptcy basics at this website.
  • This site offers a definition of secured debt and explains what constitutes a secured creditor.
  • The Federal Register is the daily journal for the United States government. The Register includes the text of the FDCPA and background on the act.
  • You have probably thought about many of the aspects of bankruptcy and how it will affect you, but have you thought about the tax implications? The IRS provides information about debt that is canceled, forgiven, or discharged.

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