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Blog Posts in August, 2013

Smart Money Management for College Students

For most young adults, college is the first time in their lives that they will be responsible for their own finances. This means that college is a perfect time for students to start establishing good ...
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Knowing What NOT to Charge to Your Credit Card

Credit cards can be useful financial instruments, especially if you are looking to build favorable credit after filing for bankruptcy. But the key to smart credit card use is carrying a balance that ...
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3 Essential Steps in Creating a Monthly Budget

Unlike Chapter 7 bankruptcy petitioners, Chapter 13 bankruptcy petitioners still have to pay back a portion of their debts for several years. This means that Chapter 13 petitioners must limit their ...
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What to Do Once the Bankruptcy Process Is Over

Even though filing for bankruptcy can help you discharge a large portion of your debt, it typically hurts your credit score. Even after you are able to obtain a new credit card, you will likely be ...
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Why Student Loan Debt Now Exceeds Credit Card Debt

While a college acceptance letter represents the culmination of hard work, perseverance, and academic success, it also represents a looming financial burden. For many young students across the ...
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Should You File for Bankruptcy Before or After Your Divorce?

For a number of couples, money issues are a cause for divorce. If a couple is going to file for bankruptcy and divorce, which is better to file first? This decision will depend on a variety of ...
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Clarifying Mistaken Assumptions About Bankruptcy

When many people think of the bankruptcy process, they mistakenly assume it is for the financially irresponsible. In reality, millions of people across the country file bankruptcy petitions each year ...
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