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Blog Posts in May, 2013

What Is Chapter 7 Bankruptcy?

Your ability to qualify for a particular bankruptcy petition depends on your monthly income as well as your total debt obligations. For example, you can only qualify for a Chapter 13 reorganization ...
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Congratulations are in Order for Cutler & Associates!

Cutler & Associates was recently presented with the Clients' Choice Award for 2013 by Avvo! They were given this award because they received 5 or more 4 or 5 - star client reviews this year! You ...
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Keep Track of Your Expenses and Adhere to Your Budget By Downloading This App!

Remembering the specific state of your budget can be hard when you’re on the go. The My Budget Book Android phone app allows users to see when bills are due and how much money they have spent in ...
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Tips for Creating and Sticking to a Budget After Filing for Bankruptcy

Life after bankruptcy does not have to be bleak. Once the court discharges many of your debts, it is easier to start all over with a clean financial slate. A key part of leading a healthy financial ...
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When to Consider Switching to Another Bankruptcy Lawyer

Declaring bankruptcy can be a stressful and emotional process, which is why most debtors choose to have an attorney by their side. Yet some attorney-client relationships can go sour before the ...
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Exempt vs. Non-Exempt Assets

Bankruptcy rules and regulations can be incredibly complex. However, understanding the basics of this process will help make you a better consumer and a smarter customer. The law differentiates ...
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Steps to Take Before Filing for Bankruptcy

Millions of Americans have filed for bankruptcy since the start of the recession. In many situations, the positives of this process greatly outweigh any of the negatives. If you are considering filing ...
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Signs That It May Be Time to Consider Declaring Bankruptcy

In today’s volatile business climate, many families are struggling to make ends meet. Bad practices such as using one credit card to pay off another are becoming more commonplace. It is ...
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A Look at How Chapter 7 Bankruptcy Works

If you are struggling under the burden of unpaid credit card or medical bills, the future can seem like a bleak place. However, filing for bankruptcy may be a viable option for many households to wipe ...
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Different Types of Bankruptcy

This video explains the characteristics of the two types of bankruptcy available to individuals. Chapter 7 is known as liquidated bankruptcy because it allows for total discharge and elimination of ...
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