• Free Bankruptcy


    Start on the road to financial freedom; contact us today for a free evaluation.

    Start Now
  • Read What Our

    Clients Are Saying

    Our results speak for themselves; see what our clients are saying.

    Read More
  • Seven Convenient


    We have many locations to serve you, click here to find your nearest location.

    Contact Us
  • Meet Our


    Our team has 30+ years of experience. Get an experienced team on your side.

    Click Here

Rebuilding Credit and Improving Your Credit Score

There are many factors that go into calculating your credit score, including your payment history, the length of your credit history, and the types of credit you use. As a result, your score accounts for both positive and negative credit information. While late payments will lower your credit score, establishing a good track record of payments will improve your score.

The first step in improving your credit score is requesting your credit report. In this video, a financial advisor explains how to request your report from the major three credit bureaus. He also explains how to clear up any errors on your report by sending a letter.

The bankruptcy attorneys at Cutler & Associates can stop collection calls and UCC-1 filings. Call us at (847) 868-2265 to schedule an appointment at our Aurora office.

FREE Bankruptcy Evaluation

Fill out the form below and one of our experienced attorneys will get in touch with you immediately.