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Blog Posts in March, 2014

A Brief Look at Bankruptcy Exemptions

If you file a Chapter 7 bankruptcy petition, exemptions determine what property you get to keep and what property you need to give to the trustee. In a Chapter 13 petition, having bankruptcy ...
Continue reading "A Brief Look at Bankruptcy Exemptions" »

How Far Will Debt Collectors Go to Collect Debt?

A collection agency may be legally entitled to contact debtors, but only if it uses certain acceptable debt collection behaviors. For example, debt collectors are restricted to contacting debtors at ...
Continue reading "How Far Will Debt Collectors Go to Collect Debt?" »

Understanding the Role of the Case Trustee in a Chapter 7 Petition

When someone files for Chapter 7 bankruptcy, he or she must include schedules of assets and liabilities, a schedule of current income and expenditures, as well as a statement of his or her financial ...
Continue reading "Understanding the Role of the Case Trustee in a Chapter 7 Petition" »

How to Locate an Approved Credit Counseling Agency

The federal bankruptcy process requires all those filing for Chapter 7 and Chapter 13 to attend two separate credit-counseling sessions. These are intended to reinforce or teach financial management ...
Continue reading "How to Locate an Approved Credit Counseling Agency" »

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