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The Essentials of Credit Card Balance Transfers

It's not easy to get out from under a mountain of credit card debt. You might be tempted by an offer to transfer your credit card balance to a new card with a very low rate, but make sure you read the fine print before doing so. For many people, filing for bankruptcy can be a better option, as the low rate of the new credit card won't last long.

You can hear more about credit card balance transfers when you watch this interview with a finance expert. You'll learn that balance transfers can sometimes require high fees. Plus, many people who transfer balances to avoid high interest rates aren't able to pay off the balance before the introductory period expires. Once it is expired, the interest rate soars.

Personalized bankruptcy guidance is available from the dedicated lawyers at Cutler & Associates, Ltd. Call our law firm in Schaumburg or Aurora at (847) 961-4572.

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