• Read What Our

    Clients Are Saying

    Our results speak for themselves; see what our clients are saying.

    Read More
  • Free Bankruptcy

    Evaluation

    Start on the road to financial freedom; contact us today for a free evaluation.

    Start Now
  • Seven Convenient

    Locations

    We have many locations to serve you, click here to find your nearest location.

    Contact Us
  • Meet Our

    Team

    Our team has 30+ years of experience. Get an experienced team on your side.

    Click Here

Blogs

What Happens Before You File Chapter 7?

In order to file for chapter 7 bankruptcy, you must meet the “means test.” This test compares your income to that of median income statistics in your area. If your income is below this ...
Continue reading "What Happens Before You File Chapter 7?" »

A Guide to Rebuilding Good Credit After Bankruptcy

Building credit following bankruptcy is difficult, but it's not impossible. Having a bankruptcy on your record means you will end up paying more to borrow money, as you are now considered a ...
Continue reading "A Guide to Rebuilding Good Credit After Bankruptcy" »

Chapter 7 Bankruptcy: Your Rights and Responsibilities

Unlike chapter 13 bankruptcy, chapter 7 bankruptcy does not involve filing a repayment plan. Instead, your bankruptcy trustee will gather and sell all of your nonexempt assets and use the sale ...
Continue reading "Chapter 7 Bankruptcy: Your Rights and Responsibilities" »

Stuart Swanson selected as a Super Lawyer

Our very own Stuart Swanson has been named a Super Lawyer by SuperLawyers.com. "Super Lawyers selects attorneys using a patented multiphase selection process. Peer nominations and evaluations are ...
Continue reading "Stuart Swanson selected as a Super Lawyer" »

A Look at Credit Card Debt in Young Adults

According to a study by Ohio State University, young adults born between the years 1980 and 1984 have accumulated credit card debt $5,000 higher than the previous two generations. In addition, young ...
Continue reading "A Look at Credit Card Debt in Young Adults" »

Do You Need Help With Your Spending?

It’s common for a person to go through bankruptcy through no fault of their own. This may be because of a divorce or because of a psychological problem, such as compulsive spending. If you think ...
Continue reading "Do You Need Help With Your Spending?" »

A Look at Your Financial Life After Bankruptcy

For many families struggling with overwhelming debt, a bankruptcy filing offers the opportunity to get a new start and achieve financial stability. However, bankruptcy is not a “one and ...
Continue reading "A Look at Your Financial Life After Bankruptcy" »

Retirement Funds and Bankruptcy

Bankruptcy is often a viable option for people who are buried in debt and need a fresh financial start. However, some may hesitate to consult a bankruptcy lawyer because they’re concerned about ...
Continue reading "Retirement Funds and Bankruptcy" »

Breaking Down Myths About Bankruptcy

On average, more than a million people file for bankruptcy each year. It’s a legal method of discharging debts when you lack the ability to repay them. Despite the commonplace nature of ...
Continue reading "Breaking Down Myths About Bankruptcy" »

Getting Out of Credit Card Debt

Credit card debt is particularly damaging to one’s financial health because of the typically high interest rates and excessive fees. In fact, high amounts of credit card debt are a common reason ...
Continue reading "Getting Out of Credit Card Debt" »

When Chapter 7 Isn't Your Best Bankruptcy Option

It can be challenging to determine whether Chapter 7 or Chapter 13 bankruptcy might be best for you. Consider meeting with an experienced bankruptcy attorney to discuss what each type of bankruptcy ...
Continue reading "When Chapter 7 Isn't Your Best Bankruptcy Option" »

A Look at the Illinois Bankruptcy Homestead Exemption

If you’ve considered meeting with a bankruptcy attorney, you may be concerned about what could happen to your home after filing for bankruptcy. Most individuals who file for bankruptcy are able ...
Continue reading "A Look at the Illinois Bankruptcy Homestead Exemption" »

Requirements for a Chapter 13 Hardship Discharge

One of the cornerstones of a Chapter 13 bankruptcy filing is the proposed repayment plan. This repayment plan typically lasts for three to five years. During this time period, you’ll make ...
Continue reading "Requirements for a Chapter 13 Hardship Discharge" »

Bankruptcy Options for Small Business Owners

Since everyone’s financial situation is unique, it’s best to consult a bankruptcy lawyer regarding your specific options. In general, however, small business owners may file for Chapter 11 ...
Continue reading "Bankruptcy Options for Small Business Owners" »

A Look at Record High Consumer Debt

Consumer debt has risen five percent from last year, with the average U.S. household owing $15,480 in credit card debt alone – not counting mortgage debt and student loan debt. With sky high ...
Continue reading "A Look at Record High Consumer Debt" »

What Happens to Your Car in a Chapter 7 Bankruptcy?

One of the primary concerns people have about filing for bankruptcy is whether they will be allowed to keep their assets, such as their vehicles. Your bankruptcy attorney can give you advice for your ...
Continue reading "What Happens to Your Car in a Chapter 7 Bankruptcy?" »

Understanding the Good Faith Requirement in Chapter 13 Bankruptcy

There are many requirements you must meet for your bankruptcy petition to gain the approval of the court. Fortunately, when you work with an attorney who specializes in bankruptcy cases, he or she ...
Continue reading "Understanding the Good Faith Requirement in Chapter 13 Bankruptcy" »

Can a Debt Collector Target Your Social Security?

For millions of Americans, Social Security is a vital source of income. However, Social Security alone is often not enough for people to live comfortably and pay off any outstanding debts. If ...
Continue reading "Can a Debt Collector Target Your Social Security?" »

Talking with Creditors if You Can't Pay Your Bills

Once you miss a payment, your creditors will start calling you and demanding money. If you don’t have the money, however, repaying your creditors simply isn’t an option. In this video, a ...
Continue reading "Talking with Creditors if You Can't Pay Your Bills" »

Preparing for a Chapter 13 Confirmation Hearing in Bankruptcy

If you have an income that is greater than the Illinois median for a household of your size, you may be eligible to file Chapter 13 bankruptcy. Chapter 13 bankruptcy permits you to repay your ...
Continue reading "Preparing for a Chapter 13 Confirmation Hearing in Bankruptcy" »

Can You Pay Off Your Chapter 13 Plan Early?

Bankruptcy is a perfectly legal and honest means of emerging from insurmountable debt. Even so, many people feel embarrassed by bankruptcy, and want the process to be over as soon as possible. The ...
Continue reading "Can You Pay Off Your Chapter 13 Plan Early?" »

What Are the Most Common Types of Bankruptcy?

The most commonly utilized types of bankruptcy include Chapter 7 and Chapter 13. Chapter 7 is known as a liquidation bankruptcy. If you choose this type, you’ll forfeit your non-exempt assets, ...
Continue reading "What Are the Most Common Types of Bankruptcy?" »

What Bankruptcy Means to the Everyday Consumer

For the everyday consumer, bankruptcy offers an opportunity to rebuild finances and start fresh. Bankruptcy itself has a long history. In its modern form; however, consumers may choose to file Chapter ...
Continue reading "What Bankruptcy Means to the Everyday Consumer" »

Tips for Working with Your Chapter 13 Bankruptcy Trustee

When you file a Chapter 13 bankruptcy petition, a bankruptcy trustee will be appointed to your case. Throughout the proceedings, you and your bankruptcy lawyer will work closely with the trustee. The ...
Continue reading "Tips for Working with Your Chapter 13 Bankruptcy Trustee" »

How Bankruptcy Affects Student Loan Debt

If you’re considering filing for bankruptcy, you may be behind on your mortgage payments, have an excessive burden of credit card debt, or have substantial student loans. Student loans were ...
Continue reading "How Bankruptcy Affects Student Loan Debt" »

FREE Bankruptcy Evaluation

Fill out the form below and one of our experienced attorneys will get in touch with you immediately.