Bankruptcy Attorney in Barrington
Are you thinking about filing for bankruptcy, but aren’t quite sure where to begin? Start with a stress-free phone consultation with a bankruptcy attorney serving Barrington. Cutler & Associates, Ltd. is known for outstanding client support, and for our tireless legal advocacy services.
Your Life After Bankruptcy
Debtors often worry about what life will look like after filing for bankruptcy. They imagine an ascetic existence, devoid of all indulgences. The truth is that though you will need to follow a budget to achieve financial recovery, life after bankruptcy may be far less stressful and restrictive than life before bankruptcy. Once you get your debts discharged, you’ll be able to design a budget that will give you the financial security you need and the peace of mind you deserve.
Your Decision Checklist
When you owe more money than you can reasonably expect to pay off, it’s time to think about filing for bankruptcy. Consider your answers to the following questions when making your decision:
- Do you leave unopened bills in a dusty pile, afraid to look at them?
- Do you avoid checking your bank balance because it’s too upsetting?
- Are you getting threatening phone calls or notices from creditors?
- Do you often make late payments?
- Have you defaulted on a loan?
- Are you using credit to pay for necessities?
Anyone can be forced to live paycheck to paycheck because of debt, no matter what income tax bracket they’re in. The longer you wait to take action, the worse your financial situation can become. Our bankruptcy attorneys can help you figure out whether filing chapter 7 or chapter 13 bankruptcy is the right choice to get your life back on track.