Bankruptcy Attorney in Chicago Loop
If your life has been taken over by debt, it’s important to understand what your options are. That means that you need to speak with an experienced bankruptcy attorney so you can decide whether or not the time has come to file for chapter 7 or chapter 13 bankruptcy. The legal team at Cutler & Associates, Ltd. can provide you with the informed advice you need to make the right decisions for yourself and your finances. If you’re in need of representation for your bankruptcy case in the Chicago Loop area, contact our law office today for an appointment.
Why Debt Relief Is So Important
While many people fear the consequences of bankruptcy on their life, the truth is that the repercussions of unpaid debt are far more serious. Having long-term debt can negatively affect your life in numerous ways, not all of which are obvious. If you don’t take timely action to find relief from your debt, you can expect it to harm you in these ways:
- Debt will affect your credit score, making it harder for you to take out a loan, obtain a mortgage, or even get a job.
- Debt will make you a target for collection agencies, who may barrage you with letters and phone calls.
- Debt will make you vulnerable to having your wages garnished, having a lien put on your property, having your home foreclosed on, and other serious repercussions.
- Debt will prevent you from saving money for the future, since most of your income will be going toward paying off your current debts.
How Cutler & Associates, Ltd. Can Help
When you meet with one of our attorneys, we will be happy to answer all of your questions and provide you with the professional guidance you need. If you’re not sure what chapter you should be filing under, we can arm you with the information you require to make that decision. We can take care of all of the legal paperwork involved in filing for chapter 7 bankruptcy or chapter 13 bankruptcy, and we will work to ensure that your rights are protected at every stage of the process. If you’re still uncertain as to whether bankruptcy is the right step, meeting with our legal team is the perfect way to begin. If you have any questions about the bankruptcy process, it’s time to schedule a consultation with Cutler & Associates, Ltd.