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Bankruptcy Attorney – Hoffman Estates

Outstanding debt can be a serious source of stress in your life, especially if you are unable to keep up with payments due to unexpected loss of income or other unforeseen circumstances. If you are being threatened by debt collectors or facing constant calls from creditors, it is time to contact a bankruptcy attorney in Hoffman Estates. Cutler & Associates, Ltd. can provide the aggressive, experienced representation you need so that you are able to move toward a brighter financial future.

Possible Consequences of Debt

Not only can debt lead to ongoing harassment from debt collection agencies, but it can disrupt your life as well. If you are unable to keep up with credit card, mortgage, and loan payments, you might have to deal with repossession, foreclosure, and other serious consequences. Below, you can get a closer look at what can happen when unpaid debt goes unresolved.

  • Lawsuits. You might think that if you can dodge calls from creditors long enough, your debt will go away. However, credit agencies can file lawsuits that will place an even heavier financial burden on you. Our attorneys can help you achieve a settlement before you ever have to go to court, possibly even reaching partial or total debt forgiveness.
  • Foreclosure. If you are behind on mortgage payments, you may be threatened with foreclosure. Whether you file bankruptcy or utilize a different solution for debt relief, you can stop the foreclosure process and stay in your home.
  • Wage Garnishment. When a creditor does file a lawsuit, you should not let it go ignored. If you do not respond to a summons to appear in court, you could have your wages garnished until the debt is paid off, as the court will automatically rule in favor of your creditors.

Bankruptcy and Debt Relief in Hoffman Estates

Through solutions including Chapter 7 bankruptcy, Chapter 13 bankruptcy, and professional debt negotiation, Cutler & Associates, Ltd. can stop calls from creditors and help you create a pathway to eliminating your debt for good. Our attorneys in Hoffman Estates will provide a free consultation to determine the right course of action for your needs while ensuring that your rights are upheld. Debt collectors can be predatory and threatening, but our team will offer a legal defense that provides a more favorable outcome for you. Call our office today or visit our website to schedule a consultation or learn more about your options for bankruptcy filing.

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