Bankruptcy Attorney – Palatine
Debt is a common problem for consumers throughout the United States, and some individuals have such large debts that it would be impossible to pay them off within any reasonable amount of time. Therefore, it is necessary to have debt negotiation procedures in place, including bankruptcy filing in Palatine. If you are coping with constant calls from debt collectors and the stress of never-ending late payments with the threat of foreclosure, it is time to call Cutler & Associates, Ltd. for a bankruptcy consultation in Palatine. Whether or not bankruptcy is the right option for you, our attorneys can help you restore your financial health and ensure that your rights are upheld through every step of the debt relief process.
What Can Filing Bankruptcy Do for You?
Though bankruptcy will present some challenges in the near future with the need for careful budgeting, it can provide a clear pathway to debt relief and financial freedom. Consumers may choose to file either Chapter 7 or Chapter 13 bankruptcy, and our team can help you decide which option will be most appropriate for your needs. Regardless of which route you take, you may find that filing bankruptcy can:
- Improve your financial future. Once your bankruptcy filing is completed, you will have much more manageable debt. Your credit score will take a hit, but you will be in a prime position for recovery to establish better financial health over the next few years.
- Stop foreclosure and repossession. Though foreclosure may still occur following bankruptcy, it is possible to stop the process through your bankruptcy filing. You may also be able to negotiate keeping certain pieces of property, such as your car, depending on the specific circumstances of your case. By having a lawyer on your side, you will have more power to negotiate throughout bankruptcy hearings so that you can preserve your standard of living.
- End phone calls from creditors. Creditors can be fierce in their attempts to collect outstanding debts, calling around the clock at your home, place of work, and on your mobile line. As soon as you file for bankruptcy, creditors can no longer legally make these collection calls, so you will have reduced stress and increased peace of mind almost immediately.
Why Should You Hire a Bankruptcy Attorney in Palatine?
Though bankruptcy does have the potential to wipe the slate clean and help you regain financial freedom, it is not always easy to file, and it is not the right option for everyone. With representation from Cutler & Associates, Ltd. in our Palatine office, you can feel confident knowing that your attorney has extensive knowledge of the bankruptcy court and other debt relief options. To see what we can do for you, call us today and schedule a free consultation.