Find a Bankruptcy Attorney in Wood Dale
Is debt standing in the way of your family’s future? The bankruptcy attorneys in Wood Dale at Cutler & Associates, Ltd. are ready to help you end harassing phone calls and take the first step towards overcoming your debt for good. Our experienced attorneys are here to help to help you find the right solution for your situation and will fight for your rights at every stage of the process.
Debt Relief Is Within Reach
The law provides you with avenues for dealing with debt that is crippling you financially. The key is to find an experienced attorney who understands your situation and can help you find the best solution to resolve your past due accounts and other financial burdens. Our bankruptcy attorneys in Wood Dale can help with you with debt solutions, including:
- Chapter 7 bankruptcy
- Chapter 13 bankruptcy
Depending on the solution that fits your situation, you can eliminate debt completely or stop debt from continuing to grow, all while finally stopping those harassing phone calls, excessive interest rates, and overwhelming late payment penalties.
You Don’t Have to Give Up Your Assets
One thing that holds many people back from seeking debt relief through bankruptcy is that they fear they will lose their homes, retirement accounts, cars, and other personal assets. The good news is that in the vast majority of cases, you can protect your important assets while still getting relief from your debt. Bankruptcy isn’t designed to be punitive. Instead, it is a fresh financial start that provides a solution for you and your creditors. Some people choose to give up certain assets, like a car, when they are causing unmanageable financial burdens, however, this is optional for most people. The type of bankruptcy you file for determines how your assets are handled, and your bankruptcy attorney will help you decide the right way to protect the assets you want to keep.
Bankruptcy Doesn’t Mean You Won’t Get Credit
Chances are that trying to juggle debt has decimated your credit score. Bankruptcy isn’t the final blow that finishes off your credit for good. It’s actually the first step to restoring it. Filing for bankruptcy doesn’t mean that you will never be able to get mortgage, car loan, or credit card in the future. In fact, most people who file for bankruptcy are surprised at how quickly their scores recover.